Amsterdam vs Daytona Beach
Cost of Living Comparison · 2026
Amsterdam
Daytona Beach
The Verdict
Daytona Beach is 12.6% less expensive than Amsterdam overall. A household earning $75,000 in Amsterdam would need approximately $66,589 in Daytona Beach to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amsterdam has the same purchasing power as $66,589 in Daytona Beach.
Conversely, $75,000 in Daytona Beach equals $84,474 in Amsterdam.
Living in Amsterdam vs Daytona Beach
Housing Costs
Amsterdam's housing index of 138 is higher Daytona Beach's 93, translating to median home prices of $595,000 vs $288,000. The $307,000 difference in home prices means roughly $19,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $1,350/mo in Daytona Beach, a monthly difference of $750.
Grocery & Food Costs
Grocery expenses index at 95 in Amsterdam and 104 in Daytona Beach. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $494/month in Daytona Beach. Amsterdam offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 101 in Daytona Beach. Monthly utility bills average approximately $472 in Amsterdam vs $404 in Daytona Beach. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 90 in Amsterdam and 99 in Daytona Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $58,000 in Amsterdam and $52,100 in Daytona Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $54,842 respectively. Daytona Beach residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $1,216/month in Daytona Beach. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Daytona Beach, median rent of $1,350/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 45 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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