City Comparison

Amsterdam vs Bakersfield

Cost of Living Comparison · 2026

Amsterdam

Netherlands
107
Above Average
$595,000
Median Home
$2,100/mo
Median Rent
$58,000
Median Income

Bakersfield

California
101
Average
$310,000
Median Home
$1,200/mo
Median Rent
$57,548
Median Income

The Verdict

5.9%

The cost gap between these cities is 5.9%, with Bakersfield being the more affordable option. A $75,000 income in Amsterdam has equivalent purchasing power to $70,794 in Bakersfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
138
Amsterdam
96
Bakersfield
Groceries
95
Amsterdam
100
Bakersfield
Utilities
118
Amsterdam
106
Bakersfield
Transportation
112
Amsterdam
109
Bakersfield
Healthcare
90
Amsterdam
99
Bakersfield

Salary Equivalence

A $75,000 salary in Amsterdam has the same purchasing power as $70,794 in Bakersfield.

Conversely, $75,000 in Bakersfield equals $79,455 in Amsterdam.

Living in Amsterdam vs Bakersfield

Housing Costs

Amsterdam's housing index of 138 is higher Bakersfield's 96, translating to median home prices of $595,000 vs $310,000. The $285,000 difference in home prices means roughly $18,528 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $1,200/mo in Bakersfield, a monthly difference of $900.

Grocery & Food Costs

Grocery expenses index at 95 in Amsterdam and 100 in Bakersfield. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $475/month in Bakersfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 106 in Bakersfield. Monthly utility bills average approximately $472 in Amsterdam vs $424 in Bakersfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Amsterdam and 99 in Bakersfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,000 in Amsterdam and $57,548 in Bakersfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $56,978 respectively. Bakersfield residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $1,343/month in Bakersfield. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Bakersfield, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 42 index points — focus your budget analysis there.

Frequently Asked Questions

Bakersfield is 5.9% more affordable overall with an index of 101 vs 107.
A $75,000 salary in Amsterdam has equivalent purchasing power to approximately $70,794 in Bakersfield, based on the cost of living difference.
Amsterdam's housing index is 138 with median homes at $595,000, while Bakersfield's is 96 with median homes at $310,000.

Moving & Relocation Resources

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