Amsterdam vs Austin
Cost of Living Comparison · 2026 Data
Amsterdam
Austin
💡 The Verdict
Austin is 15% cheaper than Amsterdam overall. A $75,000 salary in Amsterdam is equivalent to $63,690 in Austin.
Category-by-Category Breakdown
Index values for Amsterdam (left) vs Austin (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Amsterdam versus Austin. Differences shown from Amsterdam perspective.
| Item | Amsterdam | Austin | Difference |
|---|---|---|---|
| 1-Bed Rent | $1,430/mo | $1,280/mo | +$150.00 |
| 2-Bed Rent | $1,920/mo | $1,700/mo | +$220.00 |
| 3-Bed Rent | $2,500/mo | $2,180/mo | +$320.00 |
| Bread (loaf) | $3.42 | $2.33 | +$1.09 |
| Milk (gallon) | $4.53 | $4.02 | +$0.51 |
| Eggs (dozen) | $3.95 | $2.51 | +$1.44 |
| Coffee (latte) | $7.00 | $5.16 | +$1.84 |
| Gas (gallon) | $3.77 | $3.41 | +$0.36 |
| Restaurant Meal | $20.47 | $14.80 | +$5.67 |
💰 Salary Equivalence
A $75,000 salary in Amsterdam has the same purchasing power as $63,690 in Austin.
Conversely, $75,000 in Austin equals $88,318 in Amsterdam.
Reading These Numbers: Amsterdam (126) vs Austin (107)
Amsterdam at 126 is 26% above the US average, while Austin at 107 is 7% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.
In Amsterdam, the composite index of 126 reflects a weighted calculation where housing carries the most influence at 145, followed by groceries (121), utilities (122), transportation (124), and healthcare (126). Housing is the primary cost driver here.
For renters: With median rents of $1,920/mo in Amsterdam and $1,700/mo in Austin, the annual rent difference is approximately $2,640.0. Over a 5-year period, that compounds to $13,200.0 in savings by choosing the more affordable city.
For homebuyers: The $27,000.0 difference in median home prices between Amsterdam and Austin translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Amsterdam vs Austin
Choosing between Amsterdam and Austin involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
When weighing Amsterdam against Austin, think beyond the composite index. Your personal savings rate, retirement timeline, and family size all influence which cost categories dominate your budget. Someone spending sixty percent of income on housing and childcare will experience these two cities very differently than a single renter whose largest variable expense is dining out. Model your own spending breakdown against the category indices above for the most realistic comparison.