City Comparison

Amsterdam vs Augusta

Cost of Living Comparison · 2026

Amsterdam

Netherlands
107
Above Average
$595,000
Median Home
$2,100/mo
Median Rent
$58,000
Median Income

Augusta

Maine
89
Below Average
$250,000
Median Home
$950/mo
Median Rent
$56,200
Median Income

The Verdict

20.2%

Augusta is 20.2% less expensive than Amsterdam overall. A household earning $75,000 in Amsterdam would need approximately $62,383 in Augusta to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
138
Amsterdam
72
Augusta
Groceries
95
Amsterdam
99
Augusta
Utilities
118
Amsterdam
108
Augusta
Transportation
112
Amsterdam
102
Augusta
Healthcare
90
Amsterdam
114
Augusta

Salary Equivalence

A $75,000 salary in Amsterdam has the same purchasing power as $62,383 in Augusta.

Conversely, $75,000 in Augusta equals $90,169 in Amsterdam.

Living in Amsterdam vs Augusta

Housing Costs

Amsterdam's housing index of 138 is higher Augusta's 72, translating to median home prices of $595,000 vs $250,000. The $345,000 difference in home prices means roughly $22,428 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Amsterdam compared to $950/mo in Augusta, a monthly difference of $1,150.

Grocery & Food Costs

Grocery expenses index at 95 in Amsterdam and 99 in Augusta. A household spending the national average of $475/month on groceries would pay approximately $451/month in Amsterdam vs $470/month in Augusta. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 118 in Amsterdam and 108 in Augusta. Monthly utility bills average approximately $472 in Amsterdam vs $432 in Augusta. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in Amsterdam and 114 in Augusta. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,000 in Amsterdam and $56,200 in Augusta. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,206 and $63,146 respectively. Augusta residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Amsterdam vs $1,311/month in Augusta. In Amsterdam, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Augusta, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 66 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 20.2% more affordable overall with an index of 89 vs 107.
A $75,000 salary in Amsterdam has equivalent purchasing power to approximately $62,383 in Augusta, based on the cost of living difference.
Amsterdam's housing index is 138 with median homes at $595,000, while Augusta's is 72 with median homes at $250,000.

Moving & Relocation Resources

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