City Comparison

Amarillo vs Youngstown

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Youngstown

Ohio
82
Very Affordable
$102,000
Median Home
$725/mo
Median Rent
$34,600
Median Income

The Verdict

9.8%

The cost gap between these cities is 9.8%, with Amarillo being the more affordable option. A $75,000 income in Amarillo has equivalent purchasing power to $83,108 in Youngstown.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
41
Youngstown
Groceries
92
Amarillo
98
Youngstown
Utilities
94
Amarillo
96
Youngstown
Transportation
75
Amarillo
101
Youngstown
Healthcare
104
Amarillo
90
Youngstown

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $83,108 in Youngstown.

Conversely, $75,000 in Youngstown equals $67,683 in Amarillo.

Living in Amarillo vs Youngstown

Housing Costs

Amarillo's housing index of 59 is higher Youngstown's 41, translating to median home prices of $195,000 vs $102,000. The $93,000 difference in home prices means roughly $6,048 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $725/mo in Youngstown, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 98 in Youngstown. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $466/month in Youngstown. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 96 in Youngstown. Monthly utility bills average approximately $376 in Amarillo vs $384 in Youngstown. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 90 in Youngstown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $34,600 in Youngstown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $42,195 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $807/month in Youngstown. In Amarillo, median rent of $975/mo fits within this budget. In Youngstown, median rent of $725/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 9.8% more affordable overall with an index of 74 vs 82.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $83,108 in Youngstown, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Youngstown's is 41 with median homes at $102,000.

Moving & Relocation Resources

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