City Comparison

Amarillo vs Yonkers

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Yonkers

New York
142
Expensive
$635,000
Median Home
$2,200/mo
Median Rent
$80,600
Median Income

The Verdict

47.9%

Amarillo is 47.9% less expensive than Yonkers overall. A household earning $75,000 in Amarillo would need approximately $143,919 in Yonkers to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
203
Yonkers
Groceries
92
Amarillo
106
Yonkers
Utilities
94
Amarillo
117
Yonkers
Transportation
75
Amarillo
116
Yonkers
Healthcare
104
Amarillo
107
Yonkers

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $143,919 in Yonkers.

Conversely, $75,000 in Yonkers equals $39,085 in Amarillo.

Living in Amarillo vs Yonkers

Housing Costs

Amarillo's housing index of 59 is lower Yonkers's 203, translating to median home prices of $195,000 vs $635,000. The $440,000 difference in home prices means roughly $28,596 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $2,200/mo in Yonkers, a monthly difference of $1,225.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 106 in Yonkers. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $504/month in Yonkers. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $804/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 117 in Yonkers. Monthly utility bills average approximately $376 in Amarillo vs $468 in Yonkers. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 104 in Amarillo and 107 in Yonkers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $80,600 in Yonkers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $56,761 respectively. Amarillo residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,881/month in Yonkers. In Amarillo, median rent of $975/mo fits within this budget. In Yonkers, median rent of $2,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 144 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 47.9% more affordable overall with an index of 74 vs 142.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $143,919 in Yonkers, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Yonkers's is 203 with median homes at $635,000.

Moving & Relocation Resources

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