City Comparison

Amarillo vs Winston-Salem

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Winston-Salem

North Carolina
84
Very Affordable
$250,000
Median Home
$1,050/mo
Median Rent
$52,600
Median Income

The Verdict

11.9%

The cost gap between these cities is 11.9%, with Amarillo being the more affordable option. A $75,000 income in Amarillo has equivalent purchasing power to $85,135 in Winston-Salem.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
63
Winston-Salem
Groceries
92
Amarillo
97
Winston-Salem
Utilities
94
Amarillo
99
Winston-Salem
Transportation
75
Amarillo
94
Winston-Salem
Healthcare
104
Amarillo
103
Winston-Salem

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $85,135 in Winston-Salem.

Conversely, $75,000 in Winston-Salem equals $66,071 in Amarillo.

Living in Amarillo vs Winston-Salem

Housing Costs

Amarillo's housing index of 59 is lower Winston-Salem's 63, translating to median home prices of $195,000 vs $250,000. The $55,000 difference in home prices means roughly $3,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,050/mo in Winston-Salem, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 97 in Winston-Salem. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $461/month in Winston-Salem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 99 in Winston-Salem. Monthly utility bills average approximately $376 in Amarillo vs $396 in Winston-Salem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 103 in Winston-Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $52,600 in Winston-Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $62,619 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,227/month in Winston-Salem. In Amarillo, median rent of $975/mo fits within this budget. In Winston-Salem, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 11.9% more affordable overall with an index of 74 vs 84.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $85,135 in Winston-Salem, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Winston-Salem's is 63 with median homes at $250,000.

Moving & Relocation Resources

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