Amarillo vs Warwick
Cost of Living Comparison · 2026
Amarillo
Warwick
The Verdict
Amarillo is 30.2% less expensive than Warwick overall. A household earning $75,000 in Amarillo would need approximately $107,432 in Warwick to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amarillo has the same purchasing power as $107,432 in Warwick.
Conversely, $75,000 in Warwick equals $52,358 in Amarillo.
Living in Amarillo vs Warwick
Housing Costs
Amarillo's housing index of 59 is lower Warwick's 127, translating to median home prices of $195,000 vs $413,000. The $218,000 difference in home prices means roughly $14,172 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,425/mo in Warwick, a monthly difference of $450.
Grocery & Food Costs
Grocery expenses index at 92 in Amarillo and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $485/month in Warwick. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $576/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 112 in Warwick. Monthly utility bills average approximately $376 in Amarillo vs $448 in Warwick. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 104 in Amarillo and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $58,500 in Amarillo and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $70,377 respectively. Amarillo residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,741/month in Warwick. In Amarillo, median rent of $975/mo fits within this budget. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 68 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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