Amarillo vs Virginia Beach
Cost of Living Comparison · 2026
Amarillo
Virginia Beach
The Verdict
The cost gap between these cities is 29.5%, with Amarillo being the more affordable option. A $75,000 income in Amarillo has equivalent purchasing power to $106,419 in Virginia Beach.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amarillo has the same purchasing power as $106,419 in Virginia Beach.
Conversely, $75,000 in Virginia Beach equals $52,857 in Amarillo.
Living in Amarillo vs Virginia Beach
Housing Costs
Amarillo's housing index of 59 is lower Virginia Beach's 112, translating to median home prices of $195,000 vs $310,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,500/mo in Virginia Beach, a monthly difference of $525.
Grocery & Food Costs
Grocery expenses index at 92 in Amarillo and 100 in Virginia Beach. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $475/month in Virginia Beach. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 98 in Virginia Beach. Monthly utility bills average approximately $376 in Amarillo vs $392 in Virginia Beach. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Amarillo and 99 in Virginia Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $58,500 in Amarillo and $73,418 in Virginia Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $69,922 respectively. Amarillo residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,713/month in Virginia Beach. In Amarillo, median rent of $975/mo fits within this budget. In Virginia Beach, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 53 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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