City Comparison

Amarillo vs Virginia Beach

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Virginia Beach

Virginia
105
Average
$310,000
Median Home
$1,500/mo
Median Rent
$73,418
Median Income

The Verdict

29.5%

The cost gap between these cities is 29.5%, with Amarillo being the more affordable option. A $75,000 income in Amarillo has equivalent purchasing power to $106,419 in Virginia Beach.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
112
Virginia Beach
Groceries
92
Amarillo
100
Virginia Beach
Utilities
94
Amarillo
98
Virginia Beach
Transportation
75
Amarillo
101
Virginia Beach
Healthcare
104
Amarillo
99
Virginia Beach

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $106,419 in Virginia Beach.

Conversely, $75,000 in Virginia Beach equals $52,857 in Amarillo.

Living in Amarillo vs Virginia Beach

Housing Costs

Amarillo's housing index of 59 is lower Virginia Beach's 112, translating to median home prices of $195,000 vs $310,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,500/mo in Virginia Beach, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 100 in Virginia Beach. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $475/month in Virginia Beach. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 98 in Virginia Beach. Monthly utility bills average approximately $376 in Amarillo vs $392 in Virginia Beach. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 99 in Virginia Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $73,418 in Virginia Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $69,922 respectively. Amarillo residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,713/month in Virginia Beach. In Amarillo, median rent of $975/mo fits within this budget. In Virginia Beach, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 53 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 29.5% more affordable overall with an index of 74 vs 105.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $106,419 in Virginia Beach, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Virginia Beach's is 112 with median homes at $310,000.

Moving & Relocation Resources

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