Amarillo vs Springfield
Cost of Living Comparison · 2026
Amarillo
Springfield
The Verdict
Living in Amarillo costs 30.8% less than Springfield. To match the purchasing power of a $75,000 salary in Amarillo, you would need $108,446 in Springfield.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amarillo has the same purchasing power as $108,446 in Springfield.
Conversely, $75,000 in Springfield equals $51,869 in Amarillo.
Living in Amarillo vs Springfield
Housing Costs
Amarillo's housing index of 59 is lower Springfield's 116, translating to median home prices of $195,000 vs $378,000. The $183,000 difference in home prices means roughly $11,892 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,150/mo in Springfield, a monthly difference of $175.
Grocery & Food Costs
Grocery expenses index at 92 in Amarillo and 101 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $480/month in Springfield. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 96 in Springfield. Monthly utility bills average approximately $376 in Amarillo vs $384 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Amarillo and 102 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $58,500 in Amarillo and $57,600 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $53,832 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,344/month in Springfield. In Amarillo, median rent of $975/mo fits within this budget. In Springfield, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 57 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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