Amarillo vs Springfield
Cost of Living Comparison · 2026
Amarillo
Springfield
The Verdict
Amarillo is 30.8% less expensive than Springfield overall. A household earning $75,000 in Amarillo would need approximately $108,446 in Springfield to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amarillo has the same purchasing power as $108,446 in Springfield.
Conversely, $75,000 in Springfield equals $51,869 in Amarillo.
Living in Amarillo vs Springfield
Housing Costs
Amarillo's housing index of 59 is lower Springfield's 106, translating to median home prices of $195,000 vs $230,000. The $35,000 difference in home prices means roughly $2,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,200/mo in Springfield, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 92 in Amarillo and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $494/month in Springfield. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $684/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 119 in Springfield. Monthly utility bills average approximately $376 in Amarillo vs $476 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 104 in Amarillo and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $58,500 in Amarillo and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $38,890 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $971/month in Springfield. In Amarillo, median rent of $975/mo fits within this budget. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 47 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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