Amarillo vs Springfield
Cost of Living Comparison · 2026
Amarillo
Springfield
The Verdict
Living in Amarillo costs 5.1% less than Springfield. To match the purchasing power of a $75,000 salary in Amarillo, you would need $79,054 in Springfield.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amarillo has the same purchasing power as $79,054 in Springfield.
Conversely, $75,000 in Springfield equals $71,154 in Amarillo.
Living in Amarillo vs Springfield
Housing Costs
Amarillo's housing index of 59 is higher Springfield's 52, translating to median home prices of $195,000 vs $162,000. The $33,000 difference in home prices means roughly $2,148 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $925/mo in Springfield, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 92 in Amarillo and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $466/month in Springfield. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 98 in Springfield. Monthly utility bills average approximately $376 in Amarillo vs $392 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Amarillo and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $58,500 in Amarillo and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $83,974 respectively. Springfield residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,528/month in Springfield. In Amarillo, median rent of $975/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 39 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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