City Comparison

Amarillo vs Springdale

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Springdale

Arkansas
87
Below Average
$299,000
Median Home
$1,000/mo
Median Rent
$62,100
Median Income

The Verdict

14.9%

Amarillo is 14.9% less expensive than Springdale overall. A household earning $75,000 in Amarillo would need approximately $88,176 in Springdale to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
86
Springdale
Groceries
92
Amarillo
97
Springdale
Utilities
94
Amarillo
93
Springdale
Transportation
75
Amarillo
91
Springdale
Healthcare
104
Amarillo
82
Springdale

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $88,176 in Springdale.

Conversely, $75,000 in Springdale equals $63,793 in Amarillo.

Living in Amarillo vs Springdale

Housing Costs

Amarillo's housing index of 59 is lower Springdale's 86, translating to median home prices of $195,000 vs $299,000. The $104,000 difference in home prices means roughly $6,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,000/mo in Springdale, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 97 in Springdale. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $461/month in Springdale. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 93 in Springdale. Monthly utility bills average approximately $376 in Amarillo vs $372 in Springdale. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 82 in Springdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $62,100 in Springdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $71,379 respectively. Amarillo residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,449/month in Springdale. In Amarillo, median rent of $975/mo fits within this budget. In Springdale, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 14.9% more affordable overall with an index of 74 vs 87.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $88,176 in Springdale, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Springdale's is 86 with median homes at $299,000.

Moving & Relocation Resources

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