City Comparison

Amarillo vs San Antonio

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

San Antonio

Texas
90
Below Average
$250,000
Median Home
$1,200/mo
Median Rent
$53,420
Median Income

The Verdict

17.8%

Living in Amarillo costs 17.8% less than San Antonio. To match the purchasing power of a $75,000 salary in Amarillo, you would need $91,216 in San Antonio.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
78
San Antonio
Groceries
92
Amarillo
93
San Antonio
Utilities
94
Amarillo
96
San Antonio
Transportation
75
Amarillo
101
San Antonio
Healthcare
104
Amarillo
95
San Antonio

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $91,216 in San Antonio.

Conversely, $75,000 in San Antonio equals $61,667 in Amarillo.

Living in Amarillo vs San Antonio

Housing Costs

Amarillo's housing index of 59 is lower San Antonio's 78, translating to median home prices of $195,000 vs $250,000. The $55,000 difference in home prices means roughly $3,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,200/mo in San Antonio, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 93 in San Antonio. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $442/month in San Antonio. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 96 in San Antonio. Monthly utility bills average approximately $376 in Amarillo vs $384 in San Antonio. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 95 in San Antonio. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $53,420 in San Antonio. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $59,356 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,246/month in San Antonio. In Amarillo, median rent of $975/mo fits within this budget. In San Antonio, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 17.8% more affordable overall with an index of 74 vs 90.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $91,216 in San Antonio, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while San Antonio's is 78 with median homes at $250,000.

Moving & Relocation Resources

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