Amarillo vs Salt Lake City
Cost of Living Comparison · 2026
Amarillo
Salt Lake City
The Verdict
The cost gap between these cities is 30.8%, with Amarillo being the more affordable option. A $75,000 income in Amarillo has equivalent purchasing power to $108,446 in Salt Lake City.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amarillo has the same purchasing power as $108,446 in Salt Lake City.
Conversely, $75,000 in Salt Lake City equals $51,869 in Amarillo.
Living in Amarillo vs Salt Lake City
Housing Costs
Amarillo's housing index of 59 is lower Salt Lake City's 120, translating to median home prices of $195,000 vs $440,000. The $245,000 difference in home prices means roughly $15,924 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,500/mo in Salt Lake City, a monthly difference of $525.
Grocery & Food Costs
Grocery expenses index at 92 in Amarillo and 99 in Salt Lake City. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $470/month in Salt Lake City. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 88 in Salt Lake City. Monthly utility bills average approximately $376 in Amarillo vs $352 in Salt Lake City. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Amarillo and 97 in Salt Lake City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $58,500 in Amarillo and $60,590 in Salt Lake City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $56,626 respectively. Amarillo residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,414/month in Salt Lake City. In Amarillo, median rent of $975/mo fits within this budget. In Salt Lake City, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 61 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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