City Comparison

Amarillo vs Round Rock

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

26.7%

Living in Amarillo costs 26.7% less than Round Rock. To match the purchasing power of a $75,000 salary in Amarillo, you would need $102,365 in Round Rock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
92
Round Rock
Groceries
92
Amarillo
96
Round Rock
Utilities
94
Amarillo
109
Round Rock
Transportation
75
Amarillo
99
Round Rock
Healthcare
104
Amarillo
96
Round Rock

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $102,365 in Round Rock.

Conversely, $75,000 in Round Rock equals $54,950 in Amarillo.

Living in Amarillo vs Round Rock

Housing Costs

Amarillo's housing index of 59 is lower Round Rock's 92, translating to median home prices of $195,000 vs $413,000. The $218,000 difference in home prices means roughly $14,172 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,400/mo in Round Rock, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $456/month in Round Rock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 109 in Round Rock. Monthly utility bills average approximately $376 in Amarillo vs $436 in Round Rock. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 104 in Amarillo and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $2,345/month in Round Rock. In Amarillo, median rent of $975/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 26.7% more affordable overall with an index of 74 vs 101.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $102,365 in Round Rock, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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