City Comparison

Amarillo vs Rock Hill

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Rock Hill

South Carolina
100
Average
$305,000
Median Home
$1,125/mo
Median Rent
$65,800
Median Income

The Verdict

26.0%

The cost gap between these cities is 26.0%, with Amarillo being the more affordable option. A $75,000 income in Amarillo has equivalent purchasing power to $101,351 in Rock Hill.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
79
Rock Hill
Groceries
92
Amarillo
105
Rock Hill
Utilities
94
Amarillo
94
Rock Hill
Transportation
75
Amarillo
103
Rock Hill
Healthcare
104
Amarillo
106
Rock Hill

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $101,351 in Rock Hill.

Conversely, $75,000 in Rock Hill equals $55,500 in Amarillo.

Living in Amarillo vs Rock Hill

Housing Costs

Amarillo's housing index of 59 is lower Rock Hill's 79, translating to median home prices of $195,000 vs $305,000. The $110,000 difference in home prices means roughly $7,152 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,125/mo in Rock Hill, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 105 in Rock Hill. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $499/month in Rock Hill. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $744/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 94 in Rock Hill. Monthly utility bills average approximately $376 in Amarillo vs $376 in Rock Hill. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 106 in Rock Hill. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $65,800 in Rock Hill. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $65,800 respectively. Amarillo residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,535/month in Rock Hill. In Amarillo, median rent of $975/mo fits within this budget. In Rock Hill, median rent of $1,125/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 28 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 26.0% more affordable overall with an index of 74 vs 100.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $101,351 in Rock Hill, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Rock Hill's is 79 with median homes at $305,000.

Moving & Relocation Resources

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