City Comparison

Amarillo vs Reading

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Reading

Pennsylvania
89
Below Average
$155,000
Median Home
$1,050/mo
Median Rent
$45,600
Median Income

The Verdict

16.9%

Living in Amarillo costs 16.9% less than Reading. To match the purchasing power of a $75,000 salary in Amarillo, you would need $90,203 in Reading.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
62
Reading
Groceries
92
Amarillo
96
Reading
Utilities
94
Amarillo
105
Reading
Transportation
75
Amarillo
108
Reading
Healthcare
104
Amarillo
89
Reading

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $90,203 in Reading.

Conversely, $75,000 in Reading equals $62,360 in Amarillo.

Living in Amarillo vs Reading

Housing Costs

Amarillo's housing index of 59 is lower Reading's 62, translating to median home prices of $195,000 vs $155,000. The $40,000 difference in home prices means roughly $2,604 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,050/mo in Reading, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 96 in Reading. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $456/month in Reading. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 105 in Reading. Monthly utility bills average approximately $376 in Amarillo vs $420 in Reading. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 104 in Amarillo and 89 in Reading. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $45,600 in Reading. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $51,236 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,064/month in Reading. In Amarillo, median rent of $975/mo fits within this budget. In Reading, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 16.9% more affordable overall with an index of 74 vs 89.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $90,203 in Reading, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Reading's is 62 with median homes at $155,000.

Moving & Relocation Resources

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