Amarillo vs Racine
Cost of Living Comparison · 2026
Amarillo
Racine
The Verdict
Living in Amarillo costs 15.9% less than Racine. To match the purchasing power of a $75,000 salary in Amarillo, you would need $89,189 in Racine.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amarillo has the same purchasing power as $89,189 in Racine.
Conversely, $75,000 in Racine equals $63,068 in Amarillo.
Living in Amarillo vs Racine
Housing Costs
Amarillo's housing index of 59 is lower Racine's 66, translating to median home prices of $195,000 vs $126,000. The $69,000 difference in home prices means roughly $4,488 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,025/mo in Racine, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 92 in Amarillo and 97 in Racine. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $461/month in Racine. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 94 in Racine. Monthly utility bills average approximately $376 in Amarillo vs $376 in Racine. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Amarillo and 111 in Racine. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $58,500 in Amarillo and $57,700 in Racine. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $65,568 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,346/month in Racine. In Amarillo, median rent of $975/mo fits within this budget. In Racine, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 15 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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