City Comparison

Amarillo vs Pearland

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Pearland

Texas
100
Average
$372,000
Median Home
$1,800/mo
Median Rent
$118,800
Median Income

The Verdict

26.0%

The cost gap between these cities is 26.0%, with Amarillo being the more affordable option. A $75,000 income in Amarillo has equivalent purchasing power to $101,351 in Pearland.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
99
Pearland
Groceries
92
Amarillo
97
Pearland
Utilities
94
Amarillo
100
Pearland
Transportation
75
Amarillo
91
Pearland
Healthcare
104
Amarillo
105
Pearland

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $101,351 in Pearland.

Conversely, $75,000 in Pearland equals $55,500 in Amarillo.

Living in Amarillo vs Pearland

Housing Costs

Amarillo's housing index of 59 is lower Pearland's 99, translating to median home prices of $195,000 vs $372,000. The $177,000 difference in home prices means roughly $11,508 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,800/mo in Pearland, a monthly difference of $825.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 97 in Pearland. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $461/month in Pearland. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 100 in Pearland. Monthly utility bills average approximately $376 in Amarillo vs $400 in Pearland. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 105 in Pearland. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $118,800 in Pearland. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $118,800 respectively. Pearland residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $2,772/month in Pearland. In Amarillo, median rent of $975/mo fits within this budget. In Pearland, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 26.0% more affordable overall with an index of 74 vs 100.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $101,351 in Pearland, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Pearland's is 99 with median homes at $372,000.

Moving & Relocation Resources

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