City Comparison

Amarillo vs Orlando

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Orlando

Florida
100
Average
$320,000
Median Home
$1,650/mo
Median Rent
$48,080
Median Income

The Verdict

26.0%

Living in Amarillo costs 26.0% less than Orlando. To match the purchasing power of a $75,000 salary in Amarillo, you would need $101,351 in Orlando.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
104
Orlando
Groceries
92
Amarillo
103
Orlando
Utilities
94
Amarillo
97
Orlando
Transportation
75
Amarillo
104
Orlando
Healthcare
104
Amarillo
96
Orlando

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $101,351 in Orlando.

Conversely, $75,000 in Orlando equals $55,500 in Amarillo.

Living in Amarillo vs Orlando

Housing Costs

Amarillo's housing index of 59 is lower Orlando's 104, translating to median home prices of $195,000 vs $320,000. The $125,000 difference in home prices means roughly $8,124 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,650/mo in Orlando, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 103 in Orlando. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $489/month in Orlando. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 97 in Orlando. Monthly utility bills average approximately $376 in Amarillo vs $388 in Orlando. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 96 in Orlando. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $48,080 in Orlando. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $48,080 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,122/month in Orlando. In Amarillo, median rent of $975/mo fits within this budget. In Orlando, median rent of $1,650/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 45 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 26.0% more affordable overall with an index of 74 vs 100.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $101,351 in Orlando, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Orlando's is 104 with median homes at $320,000.

Moving & Relocation Resources

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