Amarillo vs Norfolk
Cost of Living Comparison · 2026
Amarillo
Norfolk
The Verdict
Amarillo is 25.3% less expensive than Norfolk overall. A household earning $75,000 in Amarillo would need approximately $100,338 in Norfolk to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amarillo has the same purchasing power as $100,338 in Norfolk.
Conversely, $75,000 in Norfolk equals $56,061 in Amarillo.
Living in Amarillo vs Norfolk
Housing Costs
Amarillo's housing index of 59 is lower Norfolk's 95, translating to median home prices of $195,000 vs $250,000. The $55,000 difference in home prices means roughly $3,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,300/mo in Norfolk, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 92 in Amarillo and 99 in Norfolk. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $470/month in Norfolk. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 97 in Norfolk. Monthly utility bills average approximately $376 in Amarillo vs $388 in Norfolk. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Amarillo and 99 in Norfolk. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $58,500 in Amarillo and $51,938 in Norfolk. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $52,463 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,212/month in Norfolk. In Amarillo, median rent of $975/mo fits within this budget. In Norfolk, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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