Amarillo vs Murfreesboro
Cost of Living Comparison · 2026
Amarillo
Murfreesboro
The Verdict
Amarillo is 20.4% less expensive than Murfreesboro overall. A household earning $75,000 in Amarillo would need approximately $94,257 in Murfreesboro to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amarillo has the same purchasing power as $94,257 in Murfreesboro.
Conversely, $75,000 in Murfreesboro equals $59,677 in Amarillo.
Living in Amarillo vs Murfreesboro
Housing Costs
Amarillo's housing index of 59 is lower Murfreesboro's 85, translating to median home prices of $195,000 vs $325,000. The $130,000 difference in home prices means roughly $8,448 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,350/mo in Murfreesboro, a monthly difference of $375.
Grocery & Food Costs
Grocery expenses index at 92 in Amarillo and 95 in Murfreesboro. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $451/month in Murfreesboro. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 89 in Murfreesboro. Monthly utility bills average approximately $376 in Amarillo vs $356 in Murfreesboro. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Amarillo and 96 in Murfreesboro. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $58,500 in Amarillo and $55,200 in Murfreesboro. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $59,355 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,288/month in Murfreesboro. In Amarillo, median rent of $975/mo fits within this budget. In Murfreesboro, median rent of $1,350/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 26 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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