City Comparison

Amarillo vs Montpelier

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

The Verdict

36.8%

Living in Amarillo costs 36.8% less than Montpelier. To match the purchasing power of a $75,000 salary in Amarillo, you would need $118,581 in Montpelier.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
131
Montpelier
Groceries
92
Amarillo
104
Montpelier
Utilities
94
Amarillo
123
Montpelier
Transportation
75
Amarillo
107
Montpelier
Healthcare
104
Amarillo
107
Montpelier

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $118,581 in Montpelier.

Conversely, $75,000 in Montpelier equals $47,436 in Amarillo.

Living in Amarillo vs Montpelier

Housing Costs

Amarillo's housing index of 59 is lower Montpelier's 131, translating to median home prices of $195,000 vs $375,000. The $180,000 difference in home prices means roughly $11,700 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,400/mo in Montpelier, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 104 in Montpelier. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $494/month in Montpelier. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 123 in Montpelier. Monthly utility bills average approximately $376 in Amarillo vs $492 in Montpelier. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 104 in Amarillo and 107 in Montpelier. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $82,600 in Montpelier. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $70,598 respectively. Amarillo residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,927/month in Montpelier. In Amarillo, median rent of $975/mo fits within this budget. In Montpelier, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 72 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 36.8% more affordable overall with an index of 74 vs 117.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $118,581 in Montpelier, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Montpelier's is 131 with median homes at $375,000.

Moving & Relocation Resources

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