City Comparison

Amarillo vs Milwaukee

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Milwaukee

Wisconsin
92
Below Average
$175,000
Median Home
$1,100/mo
Median Rent
$44,044
Median Income

The Verdict

19.6%

Living in Amarillo costs 19.6% less than Milwaukee. To match the purchasing power of a $75,000 salary in Amarillo, you would need $93,243 in Milwaukee.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
80
Milwaukee
Groceries
92
Amarillo
100
Milwaukee
Utilities
94
Amarillo
97
Milwaukee
Transportation
75
Amarillo
103
Milwaukee
Healthcare
104
Amarillo
102
Milwaukee

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $93,243 in Milwaukee.

Conversely, $75,000 in Milwaukee equals $60,326 in Amarillo.

Living in Amarillo vs Milwaukee

Housing Costs

Amarillo's housing index of 59 is lower Milwaukee's 80, translating to median home prices of $195,000 vs $175,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,100/mo in Milwaukee, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 100 in Milwaukee. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $475/month in Milwaukee. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 97 in Milwaukee. Monthly utility bills average approximately $376 in Amarillo vs $388 in Milwaukee. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 102 in Milwaukee. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $44,044 in Milwaukee. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $47,874 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,028/month in Milwaukee. In Amarillo, median rent of $975/mo fits within this budget. In Milwaukee, median rent of $1,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Transportation, where the gap is 28 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 19.6% more affordable overall with an index of 74 vs 92.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $93,243 in Milwaukee, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Milwaukee's is 80 with median homes at $175,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases