City Comparison

Amarillo vs Lakewood

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Lakewood

Colorado
133
Expensive
$574,000
Median Home
$1,850/mo
Median Rent
$83,800
Median Income

The Verdict

44.4%

Amarillo is 44.4% less expensive than Lakewood overall. A household earning $75,000 in Amarillo would need approximately $134,797 in Lakewood to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
188
Lakewood
Groceries
92
Amarillo
101
Lakewood
Utilities
94
Amarillo
85
Lakewood
Transportation
75
Amarillo
114
Lakewood
Healthcare
104
Amarillo
84
Lakewood

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $134,797 in Lakewood.

Conversely, $75,000 in Lakewood equals $41,729 in Amarillo.

Living in Amarillo vs Lakewood

Housing Costs

Amarillo's housing index of 59 is lower Lakewood's 188, translating to median home prices of $195,000 vs $574,000. The $379,000 difference in home prices means roughly $24,636 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,850/mo in Lakewood, a monthly difference of $875.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 101 in Lakewood. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $480/month in Lakewood. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 85 in Lakewood. Monthly utility bills average approximately $376 in Amarillo vs $340 in Lakewood. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 84 in Lakewood. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $83,800 in Lakewood. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $63,008 respectively. Amarillo residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,955/month in Lakewood. In Amarillo, median rent of $975/mo fits within this budget. In Lakewood, median rent of $1,850/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 129 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 44.4% more affordable overall with an index of 74 vs 133.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $134,797 in Lakewood, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Lakewood's is 188 with median homes at $574,000.

Moving & Relocation Resources

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