City Comparison

Amarillo vs Joliet

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Joliet

Illinois
95
Below Average
$275,000
Median Home
$1,325/mo
Median Rent
$88,000
Median Income

The Verdict

22.1%

The cost gap between these cities is 22.1%, with Amarillo being the more affordable option. A $75,000 income in Amarillo has equivalent purchasing power to $96,284 in Joliet.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
85
Joliet
Groceries
92
Amarillo
101
Joliet
Utilities
94
Amarillo
94
Joliet
Transportation
75
Amarillo
108
Joliet
Healthcare
104
Amarillo
102
Joliet

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $96,284 in Joliet.

Conversely, $75,000 in Joliet equals $58,421 in Amarillo.

Living in Amarillo vs Joliet

Housing Costs

Amarillo's housing index of 59 is lower Joliet's 85, translating to median home prices of $195,000 vs $275,000. The $80,000 difference in home prices means roughly $5,196 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,325/mo in Joliet, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 101 in Joliet. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $480/month in Joliet. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 94 in Joliet. Monthly utility bills average approximately $376 in Amarillo vs $376 in Joliet. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 102 in Joliet. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $88,000 in Joliet. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $92,632 respectively. Joliet residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $2,053/month in Joliet. In Amarillo, median rent of $975/mo fits within this budget. In Joliet, median rent of $1,325/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 22.1% more affordable overall with an index of 74 vs 95.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $96,284 in Joliet, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Joliet's is 85 with median homes at $275,000.

Moving & Relocation Resources

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