Amarillo vs Jacksonville
Cost of Living Comparison · 2026
Amarillo
Jacksonville
The Verdict
Amarillo is 22.1% less expensive than Jacksonville overall. A household earning $75,000 in Amarillo would need approximately $96,284 in Jacksonville to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amarillo has the same purchasing power as $96,284 in Jacksonville.
Conversely, $75,000 in Jacksonville equals $58,421 in Amarillo.
Living in Amarillo vs Jacksonville
Housing Costs
Amarillo's housing index of 59 is lower Jacksonville's 89, translating to median home prices of $195,000 vs $280,000. The $85,000 difference in home prices means roughly $5,520 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,400/mo in Jacksonville, a monthly difference of $425.
Grocery & Food Costs
Grocery expenses index at 92 in Amarillo and 101 in Jacksonville. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $480/month in Jacksonville. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 94 in Jacksonville. Monthly utility bills average approximately $376 in Amarillo vs $376 in Jacksonville. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Amarillo and 95 in Jacksonville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $58,500 in Amarillo and $53,025 in Jacksonville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $55,816 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,237/month in Jacksonville. In Amarillo, median rent of $975/mo fits within this budget. In Jacksonville, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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