City Comparison

Amarillo vs Greeley

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Greeley

Colorado
113
Above Average
$420,000
Median Home
$1,275/mo
Median Rent
$72,500
Median Income

The Verdict

34.5%

Living in Amarillo costs 34.5% less than Greeley. To match the purchasing power of a $75,000 salary in Amarillo, you would need $114,527 in Greeley.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
136
Greeley
Groceries
92
Amarillo
95
Greeley
Utilities
94
Amarillo
89
Greeley
Transportation
75
Amarillo
110
Greeley
Healthcare
104
Amarillo
97
Greeley

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $114,527 in Greeley.

Conversely, $75,000 in Greeley equals $49,115 in Amarillo.

Living in Amarillo vs Greeley

Housing Costs

Amarillo's housing index of 59 is lower Greeley's 136, translating to median home prices of $195,000 vs $420,000. The $225,000 difference in home prices means roughly $14,628 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,275/mo in Greeley, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 95 in Greeley. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $451/month in Greeley. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 89 in Greeley. Monthly utility bills average approximately $376 in Amarillo vs $356 in Greeley. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 97 in Greeley. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $72,500 in Greeley. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $64,159 respectively. Amarillo residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,692/month in Greeley. In Amarillo, median rent of $975/mo fits within this budget. In Greeley, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 77 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 34.5% more affordable overall with an index of 74 vs 113.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $114,527 in Greeley, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Greeley's is 136 with median homes at $420,000.

Moving & Relocation Resources

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