City Comparison

Amarillo vs Grand Prairie

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Grand Prairie

Texas
100
Average
$300,000
Median Home
$1,325/mo
Median Rent
$81,300
Median Income

The Verdict

26.0%

Amarillo is 26.0% less expensive than Grand Prairie overall. A household earning $75,000 in Amarillo would need approximately $101,351 in Grand Prairie to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
89
Grand Prairie
Groceries
92
Amarillo
99
Grand Prairie
Utilities
94
Amarillo
111
Grand Prairie
Transportation
75
Amarillo
91
Grand Prairie
Healthcare
104
Amarillo
103
Grand Prairie

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $101,351 in Grand Prairie.

Conversely, $75,000 in Grand Prairie equals $55,500 in Amarillo.

Living in Amarillo vs Grand Prairie

Housing Costs

Amarillo's housing index of 59 is lower Grand Prairie's 89, translating to median home prices of $195,000 vs $300,000. The $105,000 difference in home prices means roughly $6,828 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,325/mo in Grand Prairie, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 99 in Grand Prairie. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $470/month in Grand Prairie. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 111 in Grand Prairie. Monthly utility bills average approximately $376 in Amarillo vs $444 in Grand Prairie. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 104 in Amarillo and 103 in Grand Prairie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $81,300 in Grand Prairie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $81,300 respectively. Grand Prairie residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,897/month in Grand Prairie. In Amarillo, median rent of $975/mo fits within this budget. In Grand Prairie, median rent of $1,325/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 26.0% more affordable overall with an index of 74 vs 100.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $101,351 in Grand Prairie, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Grand Prairie's is 89 with median homes at $300,000.

Moving & Relocation Resources

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