Amarillo vs Frisco
Cost of Living Comparison · 2026
Amarillo
Frisco
The Verdict
The cost gap between these cities is 35.7%, with Amarillo being the more affordable option. A $75,000 income in Amarillo has equivalent purchasing power to $116,554 in Frisco.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amarillo has the same purchasing power as $116,554 in Frisco.
Conversely, $75,000 in Frisco equals $48,261 in Amarillo.
Living in Amarillo vs Frisco
Housing Costs
Amarillo's housing index of 59 is lower Frisco's 142, translating to median home prices of $195,000 vs $500,000. The $305,000 difference in home prices means roughly $19,824 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,900/mo in Frisco, a monthly difference of $925.
Grocery & Food Costs
Grocery expenses index at 92 in Amarillo and 99 in Frisco. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $470/month in Frisco. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 99 in Frisco. Monthly utility bills average approximately $376 in Amarillo vs $396 in Frisco. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Amarillo and 100 in Frisco. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $58,500 in Amarillo and $126,048 in Frisco. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $109,607 respectively. Frisco residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $2,941/month in Frisco. In Amarillo, median rent of $975/mo fits within this budget. In Frisco, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 83 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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