City Comparison

Amarillo vs Dover

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Dover

Delaware
99
Average
$280,000
Median Home
$1,275/mo
Median Rent
$58,300
Median Income

The Verdict

25.3%

The cost gap between these cities is 25.3%, with Amarillo being the more affordable option. A $75,000 income in Amarillo has equivalent purchasing power to $100,338 in Dover.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
88
Dover
Groceries
92
Amarillo
100
Dover
Utilities
94
Amarillo
96
Dover
Transportation
75
Amarillo
104
Dover
Healthcare
104
Amarillo
100
Dover

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $100,338 in Dover.

Conversely, $75,000 in Dover equals $56,061 in Amarillo.

Living in Amarillo vs Dover

Housing Costs

Amarillo's housing index of 59 is lower Dover's 88, translating to median home prices of $195,000 vs $280,000. The $85,000 difference in home prices means roughly $5,520 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,275/mo in Dover, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 100 in Dover. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $475/month in Dover. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 96 in Dover. Monthly utility bills average approximately $376 in Amarillo vs $384 in Dover. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 100 in Dover. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $58,300 in Dover. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $58,889 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,360/month in Dover. In Amarillo, median rent of $975/mo fits within this budget. In Dover, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 25.3% more affordable overall with an index of 74 vs 99.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $100,338 in Dover, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Dover's is 88 with median homes at $280,000.

Moving & Relocation Resources

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