Amarillo vs Dayton
Cost of Living Comparison · 2026
Amarillo
Dayton
The Verdict
Amarillo is 7.5% less expensive than Dayton overall. A household earning $75,000 in Amarillo would need approximately $81,081 in Dayton to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amarillo has the same purchasing power as $81,081 in Dayton.
Conversely, $75,000 in Dayton equals $69,375 in Amarillo.
Living in Amarillo vs Dayton
Housing Costs
Amarillo's housing index of 59 is higher Dayton's 46, translating to median home prices of $195,000 vs $135,000. The $60,000 difference in home prices means roughly $3,900 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $900/mo in Dayton, a monthly difference of $75.
Grocery & Food Costs
Grocery expenses index at 92 in Amarillo and 98 in Dayton. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $466/month in Dayton. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 109 in Dayton. Monthly utility bills average approximately $376 in Amarillo vs $436 in Dayton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 104 in Amarillo and 114 in Dayton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $58,500 in Amarillo and $43,500 in Dayton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $54,375 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,015/month in Dayton. In Amarillo, median rent of $975/mo fits within this budget. In Dayton, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 25 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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