Amarillo vs Concord
Cost of Living Comparison · 2026
Amarillo
Concord
The Verdict
Amarillo is 22.9% less expensive than Concord overall. A household earning $75,000 in Amarillo would need approximately $97,297 in Concord to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amarillo has the same purchasing power as $97,297 in Concord.
Conversely, $75,000 in Concord equals $57,813 in Amarillo.
Living in Amarillo vs Concord
Housing Costs
Amarillo's housing index of 59 is lower Concord's 89, translating to median home prices of $195,000 vs $380,000. The $185,000 difference in home prices means roughly $12,024 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,350/mo in Concord, a monthly difference of $375.
Grocery & Food Costs
Grocery expenses index at 92 in Amarillo and 97 in Concord. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $461/month in Concord. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 97 in Concord. Monthly utility bills average approximately $376 in Amarillo vs $388 in Concord. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Amarillo and 104 in Concord. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $58,500 in Amarillo and $86,900 in Concord. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $90,521 respectively. Concord residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $2,028/month in Concord. In Amarillo, median rent of $975/mo fits within this budget. In Concord, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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