Amarillo vs Colorado Springs
Cost of Living Comparison · 2026
Amarillo
Colorado Springs
The Verdict
Amarillo is 29.5% less expensive than Colorado Springs overall. A household earning $75,000 in Amarillo would need approximately $106,419 in Colorado Springs to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amarillo has the same purchasing power as $106,419 in Colorado Springs.
Conversely, $75,000 in Colorado Springs equals $52,857 in Amarillo.
Living in Amarillo vs Colorado Springs
Housing Costs
Amarillo's housing index of 59 is lower Colorado Springs's 115, translating to median home prices of $195,000 vs $380,000. The $185,000 difference in home prices means roughly $12,024 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,500/mo in Colorado Springs, a monthly difference of $525.
Grocery & Food Costs
Grocery expenses index at 92 in Amarillo and 100 in Colorado Springs. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $475/month in Colorado Springs. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 93 in Colorado Springs. Monthly utility bills average approximately $376 in Amarillo vs $372 in Colorado Springs. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Amarillo and 104 in Colorado Springs. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $58,500 in Amarillo and $64,712 in Colorado Springs. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $61,630 respectively. Amarillo residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,510/month in Colorado Springs. In Amarillo, median rent of $975/mo fits within this budget. In Colorado Springs, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 56 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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