Amarillo vs Clarksville
Cost of Living Comparison · 2026
Amarillo
Clarksville
The Verdict
Living in Amarillo costs 16.9% less than Clarksville. To match the purchasing power of a $75,000 salary in Amarillo, you would need $90,203 in Clarksville.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amarillo has the same purchasing power as $90,203 in Clarksville.
Conversely, $75,000 in Clarksville equals $62,360 in Amarillo.
Living in Amarillo vs Clarksville
Housing Costs
Amarillo's housing index of 59 is lower Clarksville's 91, translating to median home prices of $195,000 vs $304,000. The $109,000 difference in home prices means roughly $7,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,225/mo in Clarksville, a monthly difference of $250.
Grocery & Food Costs
Grocery expenses index at 92 in Amarillo and 100 in Clarksville. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $475/month in Clarksville. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 103 in Clarksville. Monthly utility bills average approximately $376 in Amarillo vs $412 in Clarksville. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Amarillo and 93 in Clarksville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $58,500 in Amarillo and $63,700 in Clarksville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $71,573 respectively. Amarillo residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,486/month in Clarksville. In Amarillo, median rent of $975/mo fits within this budget. In Clarksville, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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