City Comparison

Amarillo vs Buffalo

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Buffalo

New York
93
Below Average
$175,000
Median Home
$1,000/mo
Median Rent
$40,858
Median Income

The Verdict

20.4%

Living in Amarillo costs 20.4% less than Buffalo. To match the purchasing power of a $75,000 salary in Amarillo, you would need $94,257 in Buffalo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
72
Buffalo
Groceries
92
Amarillo
101
Buffalo
Utilities
94
Amarillo
107
Buffalo
Transportation
75
Amarillo
101
Buffalo
Healthcare
104
Amarillo
99
Buffalo

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $94,257 in Buffalo.

Conversely, $75,000 in Buffalo equals $59,677 in Amarillo.

Living in Amarillo vs Buffalo

Housing Costs

Amarillo's housing index of 59 is lower Buffalo's 72, translating to median home prices of $195,000 vs $175,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,000/mo in Buffalo, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 101 in Buffalo. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $480/month in Buffalo. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 107 in Buffalo. Monthly utility bills average approximately $376 in Amarillo vs $428 in Buffalo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 104 in Amarillo and 99 in Buffalo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $40,858 in Buffalo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $43,933 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $953/month in Buffalo. In Amarillo, median rent of $975/mo fits within this budget. In Buffalo, median rent of $1,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Transportation, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 20.4% more affordable overall with an index of 74 vs 93.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $94,257 in Buffalo, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Buffalo's is 72 with median homes at $175,000.

Moving & Relocation Resources

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