City Comparison

Amarillo vs Bellevue

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Bellevue

Washington
158
Very Expensive
$1.3M
Median Home
$2,525/mo
Median Rent
$169,200
Median Income

The Verdict

53.2%

Living in Amarillo costs 53.2% less than Bellevue. To match the purchasing power of a $75,000 salary in Amarillo, you would need $160,135 in Bellevue.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
249
Bellevue
Groceries
92
Amarillo
111
Bellevue
Utilities
94
Amarillo
100
Bellevue
Transportation
75
Amarillo
134
Bellevue
Healthcare
104
Amarillo
120
Bellevue

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $160,135 in Bellevue.

Conversely, $75,000 in Bellevue equals $35,127 in Amarillo.

Living in Amarillo vs Bellevue

Housing Costs

Amarillo's housing index of 59 is lower Bellevue's 249, translating to median home prices of $195,000 vs $1.3M. The $1.1M difference in home prices means roughly $71,892 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $2,525/mo in Bellevue, a monthly difference of $1,550.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 111 in Bellevue. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $527/month in Bellevue. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $1080/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 100 in Bellevue. Monthly utility bills average approximately $376 in Amarillo vs $400 in Bellevue. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 120 in Bellevue. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $169,200 in Bellevue. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $107,089 respectively. Bellevue residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $3,948/month in Bellevue. In Amarillo, median rent of $975/mo fits within this budget. In Bellevue, median rent of $2,525/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 190 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 53.2% more affordable overall with an index of 74 vs 158.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $160,135 in Bellevue, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Bellevue's is 249 with median homes at $1.3M.

Moving & Relocation Resources

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