Amarillo vs Baltimore
Cost of Living Comparison · 2026
Amarillo
Baltimore
The Verdict
Amarillo is 30.2% less expensive than Baltimore overall. A household earning $75,000 in Amarillo would need approximately $107,432 in Baltimore to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Amarillo has the same purchasing power as $107,432 in Baltimore.
Conversely, $75,000 in Baltimore equals $52,358 in Amarillo.
Living in Amarillo vs Baltimore
Housing Costs
Amarillo's housing index of 59 is lower Baltimore's 107, translating to median home prices of $195,000 vs $200,000. The $5,000 difference in home prices means roughly $324 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,300/mo in Baltimore, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 92 in Amarillo and 103 in Baltimore. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $489/month in Baltimore. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $624/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 110 in Baltimore. Monthly utility bills average approximately $376 in Amarillo vs $440 in Baltimore. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 104 in Amarillo and 101 in Baltimore. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $58,500 in Amarillo and $52,164 in Baltimore. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $49,211 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,217/month in Baltimore. In Amarillo, median rent of $975/mo fits within this budget. In Baltimore, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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