City Comparison

Amarillo vs Augusta

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Augusta

Maine
89
Below Average
$250,000
Median Home
$950/mo
Median Rent
$56,200
Median Income

The Verdict

16.9%

Amarillo is 16.9% less expensive than Augusta overall. A household earning $75,000 in Amarillo would need approximately $90,203 in Augusta to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
72
Augusta
Groceries
92
Amarillo
99
Augusta
Utilities
94
Amarillo
108
Augusta
Transportation
75
Amarillo
102
Augusta
Healthcare
104
Amarillo
114
Augusta

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $90,203 in Augusta.

Conversely, $75,000 in Augusta equals $62,360 in Amarillo.

Living in Amarillo vs Augusta

Housing Costs

Amarillo's housing index of 59 is lower Augusta's 72, translating to median home prices of $195,000 vs $250,000. The $55,000 difference in home prices means roughly $3,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $950/mo in Augusta, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 99 in Augusta. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $470/month in Augusta. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 108 in Augusta. Monthly utility bills average approximately $376 in Amarillo vs $432 in Augusta. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 104 in Amarillo and 114 in Augusta. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $56,200 in Augusta. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $63,146 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,311/month in Augusta. In Amarillo, median rent of $975/mo fits within this budget. In Augusta, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 27 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 16.9% more affordable overall with an index of 74 vs 89.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $90,203 in Augusta, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Augusta's is 72 with median homes at $250,000.

Moving & Relocation Resources

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