City Comparison

Amarillo vs Augusta

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Augusta

Georgia
80
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$55,500
Median Income

The Verdict

7.5%

The cost gap between these cities is 7.5%, with Amarillo being the more affordable option. A $75,000 income in Amarillo has equivalent purchasing power to $81,081 in Augusta.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
62
Augusta
Groceries
92
Amarillo
96
Augusta
Utilities
94
Amarillo
104
Augusta
Transportation
75
Amarillo
89
Augusta
Healthcare
104
Amarillo
81
Augusta

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $81,081 in Augusta.

Conversely, $75,000 in Augusta equals $69,375 in Amarillo.

Living in Amarillo vs Augusta

Housing Costs

Amarillo's housing index of 59 is lower Augusta's 62, translating to median home prices of $195,000 vs $225,000. The $30,000 difference in home prices means roughly $1,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,075/mo in Augusta, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 96 in Augusta. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $456/month in Augusta. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 104 in Augusta. Monthly utility bills average approximately $376 in Amarillo vs $416 in Augusta. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 81 in Augusta. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $55,500 in Augusta. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $69,375 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,295/month in Augusta. In Amarillo, median rent of $975/mo fits within this budget. In Augusta, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 7.5% more affordable overall with an index of 74 vs 80.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $81,081 in Augusta, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Augusta's is 62 with median homes at $225,000.

Moving & Relocation Resources

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