City Comparison

Amarillo vs Asheville

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Asheville

North Carolina
108
Above Average
$360,000
Median Home
$1,500/mo
Median Rent
$48,534
Median Income

The Verdict

31.5%

The cost gap between these cities is 31.5%, with Amarillo being the more affordable option. A $75,000 income in Amarillo has equivalent purchasing power to $109,459 in Asheville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
120
Asheville
Groceries
92
Amarillo
103
Asheville
Utilities
94
Amarillo
95
Asheville
Transportation
75
Amarillo
100
Asheville
Healthcare
104
Amarillo
106
Asheville

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $109,459 in Asheville.

Conversely, $75,000 in Asheville equals $51,389 in Amarillo.

Living in Amarillo vs Asheville

Housing Costs

Amarillo's housing index of 59 is lower Asheville's 120, translating to median home prices of $195,000 vs $360,000. The $165,000 difference in home prices means roughly $10,728 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,500/mo in Asheville, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 103 in Asheville. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $489/month in Asheville. Amarillo offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 95 in Asheville. Monthly utility bills average approximately $376 in Amarillo vs $380 in Asheville. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 106 in Asheville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $48,534 in Asheville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $44,939 respectively. Amarillo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,132/month in Asheville. In Amarillo, median rent of $975/mo fits within this budget. In Asheville, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 61 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 31.5% more affordable overall with an index of 74 vs 108.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $109,459 in Asheville, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Asheville's is 120 with median homes at $360,000.

Moving & Relocation Resources

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