City Comparison

Amarillo vs Arlington

Cost of Living Comparison · 2026

Amarillo

Texas
74
Very Affordable
$195,000
Median Home
$975/mo
Median Rent
$58,500
Median Income

Arlington

Texas
96
Average
$260,000
Median Home
$1,300/mo
Median Rent
$60,138
Median Income

The Verdict

22.9%

Living in Amarillo costs 22.9% less than Arlington. To match the purchasing power of a $75,000 salary in Amarillo, you would need $97,297 in Arlington.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Amarillo
86
Arlington
Groceries
92
Amarillo
96
Arlington
Utilities
94
Amarillo
99
Arlington
Transportation
75
Amarillo
106
Arlington
Healthcare
104
Amarillo
100
Arlington

Salary Equivalence

A $75,000 salary in Amarillo has the same purchasing power as $97,297 in Arlington.

Conversely, $75,000 in Arlington equals $57,813 in Amarillo.

Living in Amarillo vs Arlington

Housing Costs

Amarillo's housing index of 59 is lower Arlington's 86, translating to median home prices of $195,000 vs $260,000. The $65,000 difference in home prices means roughly $4,224 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Amarillo compared to $1,300/mo in Arlington, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 92 in Amarillo and 96 in Arlington. A household spending the national average of $475/month on groceries would pay approximately $437/month in Amarillo vs $456/month in Arlington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Amarillo and 99 in Arlington. Monthly utility bills average approximately $376 in Amarillo vs $396 in Arlington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Amarillo and 100 in Arlington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,500 in Amarillo and $60,138 in Arlington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,054 and $62,644 respectively. Amarillo residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,365/month to housing in Amarillo vs $1,403/month in Arlington. In Amarillo, median rent of $975/mo fits within this budget. In Arlington, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 31 index points — focus your budget analysis there.

Frequently Asked Questions

Amarillo is 22.9% more affordable overall with an index of 74 vs 96.
A $75,000 salary in Amarillo has equivalent purchasing power to approximately $97,297 in Arlington, based on the cost of living difference.
Amarillo's housing index is 59 with median homes at $195,000, while Arlington's is 86 with median homes at $260,000.

Moving & Relocation Resources

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