City Comparison

Allentown vs Yonkers

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

Yonkers

New York
142
Expensive
$635,000
Median Home
$2,200/mo
Median Rent
$80,600
Median Income

The Verdict

31.0%

Allentown is 31.0% less expensive than Yonkers overall. A household earning $75,000 in Allentown would need approximately $108,673 in Yonkers to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
203
Yonkers
Groceries
101
Allentown
106
Yonkers
Utilities
102
Allentown
117
Yonkers
Transportation
103
Allentown
116
Yonkers
Healthcare
83
Allentown
107
Yonkers

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $108,673 in Yonkers.

Conversely, $75,000 in Yonkers equals $51,761 in Allentown.

Living in Allentown vs Yonkers

Housing Costs

Allentown's housing index of 109 is lower Yonkers's 203, translating to median home prices of $232,000 vs $635,000. The $403,000 difference in home prices means roughly $26,196 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $2,200/mo in Yonkers, a monthly difference of $975.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 106 in Yonkers. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $504/month in Yonkers. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 117 in Yonkers. Monthly utility bills average approximately $408 in Allentown vs $468 in Yonkers. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 83 in Allentown and 107 in Yonkers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $80,600 in Yonkers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $56,761 respectively. Yonkers residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,881/month in Yonkers. In Allentown, median rent of $1,225/mo fits within this budget. In Yonkers, median rent of $2,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 94 index points — focus your budget analysis there.

Frequently Asked Questions

Allentown is 31.0% more affordable overall with an index of 98 vs 142.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $108,673 in Yonkers, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while Yonkers's is 203 with median homes at $635,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases