Allentown vs Wilmington
Cost of Living Comparison · 2026
Allentown
Wilmington
The Verdict
The cost gap between these cities is 5.8%, with Allentown being the more affordable option. A $75,000 income in Allentown has equivalent purchasing power to $79,592 in Wilmington.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Allentown has the same purchasing power as $79,592 in Wilmington.
Conversely, $75,000 in Wilmington equals $70,673 in Allentown.
Living in Allentown vs Wilmington
Housing Costs
Allentown's housing index of 109 is higher Wilmington's 104, translating to median home prices of $232,000 vs $235,000. The $3,000 difference in home prices means roughly $192 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,200/mo in Wilmington, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 101 in Allentown and 103 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $489/month in Wilmington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 106 in Wilmington. Monthly utility bills average approximately $408 in Allentown vs $424 in Wilmington. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 83 in Allentown and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,500 in Allentown and $46,520 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $44,731 respectively. Allentown residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,085/month in Wilmington. In Allentown, median rent of $1,225/mo fits within this budget. In Wilmington, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 23 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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