Allentown vs Virginia Beach
Cost of Living Comparison · 2026
Allentown
Virginia Beach
The Verdict
The cost gap between these cities is 6.7%, with Allentown being the more affordable option. A $75,000 income in Allentown has equivalent purchasing power to $80,357 in Virginia Beach.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Allentown has the same purchasing power as $80,357 in Virginia Beach.
Conversely, $75,000 in Virginia Beach equals $70,000 in Allentown.
Living in Allentown vs Virginia Beach
Housing Costs
Allentown's housing index of 109 is lower Virginia Beach's 112, translating to median home prices of $232,000 vs $310,000. The $78,000 difference in home prices means roughly $5,076 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,500/mo in Virginia Beach, a monthly difference of $275.
Grocery & Food Costs
Grocery expenses index at 101 in Allentown and 100 in Virginia Beach. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $475/month in Virginia Beach. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 98 in Virginia Beach. Monthly utility bills average approximately $408 in Allentown vs $392 in Virginia Beach. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 83 in Allentown and 99 in Virginia Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,500 in Allentown and $73,418 in Virginia Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $69,922 respectively. Virginia Beach residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,713/month in Virginia Beach. In Allentown, median rent of $1,225/mo fits within this budget. In Virginia Beach, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 16 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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