Allentown vs Toledo
Cost of Living Comparison · 2026
Allentown
Toledo
The Verdict
The cost gap between these cities is 27.3%, with Toledo being the more affordable option. A $75,000 income in Allentown has equivalent purchasing power to $58,929 in Toledo.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Allentown has the same purchasing power as $58,929 in Toledo.
Conversely, $75,000 in Toledo equals $95,455 in Allentown.
Living in Allentown vs Toledo
Housing Costs
Allentown's housing index of 109 is higher Toledo's 55, translating to median home prices of $232,000 vs $128,000. The $104,000 difference in home prices means roughly $6,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $825/mo in Toledo, a monthly difference of $400.
Grocery & Food Costs
Grocery expenses index at 101 in Allentown and 98 in Toledo. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $466/month in Toledo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 92 in Toledo. Monthly utility bills average approximately $408 in Allentown vs $368 in Toledo. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 83 in Allentown and 84 in Toledo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,500 in Allentown and $42,200 in Toledo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $54,805 respectively. Allentown residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $985/month in Toledo. In Allentown, median rent of $1,225/mo fits within this budget. In Toledo, median rent of $825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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