City Comparison

Allentown vs St. Louis

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

St. Louis

Missouri
90
Below Average
$175,000
Median Home
$1,000/mo
Median Rent
$45,782
Median Income

The Verdict

8.9%

The cost gap between these cities is 8.9%, with St. Louis being the more affordable option. A $75,000 income in Allentown has equivalent purchasing power to $68,878 in St. Louis.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
72
St. Louis
Groceries
101
Allentown
97
St. Louis
Utilities
102
Allentown
95
St. Louis
Transportation
103
Allentown
103
St. Louis
Healthcare
83
Allentown
95
St. Louis

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $68,878 in St. Louis.

Conversely, $75,000 in St. Louis equals $81,667 in Allentown.

Living in Allentown vs St. Louis

Housing Costs

Allentown's housing index of 109 is higher St. Louis's 72, translating to median home prices of $232,000 vs $175,000. The $57,000 difference in home prices means roughly $3,708 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,000/mo in St. Louis, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 97 in St. Louis. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $461/month in St. Louis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 95 in St. Louis. Monthly utility bills average approximately $408 in Allentown vs $380 in St. Louis. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Allentown and 95 in St. Louis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $45,782 in St. Louis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $50,869 respectively. Allentown residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,068/month in St. Louis. In Allentown, median rent of $1,225/mo fits within this budget. In St. Louis, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 37 index points — focus your budget analysis there.

Frequently Asked Questions

St. Louis is 8.9% more affordable overall with an index of 90 vs 98.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $68,878 in St. Louis, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while St. Louis's is 72 with median homes at $175,000.

Moving & Relocation Resources

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