City Comparison

Allentown vs Rockford

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

Rockford

Illinois
79
Very Affordable
$155,000
Median Home
$950/mo
Median Rent
$53,300
Median Income

The Verdict

24.1%

The cost gap between these cities is 24.1%, with Rockford being the more affordable option. A $75,000 income in Allentown has equivalent purchasing power to $60,459 in Rockford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
52
Rockford
Groceries
101
Allentown
99
Rockford
Utilities
102
Allentown
92
Rockford
Transportation
103
Allentown
101
Rockford
Healthcare
83
Allentown
106
Rockford

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $60,459 in Rockford.

Conversely, $75,000 in Rockford equals $93,038 in Allentown.

Living in Allentown vs Rockford

Housing Costs

Allentown's housing index of 109 is higher Rockford's 52, translating to median home prices of $232,000 vs $155,000. The $77,000 difference in home prices means roughly $5,004 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $950/mo in Rockford, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 99 in Rockford. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $470/month in Rockford. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 92 in Rockford. Monthly utility bills average approximately $408 in Allentown vs $368 in Rockford. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Allentown and 106 in Rockford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $53,300 in Rockford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $67,468 respectively. Rockford residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,244/month in Rockford. In Allentown, median rent of $1,225/mo fits within this budget. In Rockford, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 57 index points — focus your budget analysis there.

Frequently Asked Questions

Rockford is 24.1% more affordable overall with an index of 79 vs 98.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $60,459 in Rockford, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while Rockford's is 52 with median homes at $155,000.

Moving & Relocation Resources

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