City Comparison

Allentown vs Rochester

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

The Verdict

4.3%

Living in Rochester costs 4.3% less than Allentown. To match the purchasing power of a $75,000 salary in Allentown, you would need $71,939 in Rochester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
95
Rochester
Groceries
101
Allentown
103
Rochester
Utilities
102
Allentown
102
Rochester
Transportation
103
Allentown
102
Rochester
Healthcare
83
Allentown
104
Rochester

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $71,939 in Rochester.

Conversely, $75,000 in Rochester equals $78,191 in Allentown.

Living in Allentown vs Rochester

Housing Costs

Allentown's housing index of 109 is higher Rochester's 95, translating to median home prices of $232,000 vs $345,000. The $113,000 difference in home prices means roughly $7,344 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,275/mo in Rochester, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 103 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $489/month in Rochester. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 102 in Rochester. Monthly utility bills average approximately $408 in Allentown vs $408 in Rochester. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Allentown and 104 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $91,500 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $97,340 respectively. Rochester residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $2,135/month in Rochester. In Allentown, median rent of $1,225/mo fits within this budget. In Rochester, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 21 index points — focus your budget analysis there.

Frequently Asked Questions

Rochester is 4.3% more affordable overall with an index of 94 vs 98.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $71,939 in Rochester, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while Rochester's is 95 with median homes at $345,000.

Moving & Relocation Resources

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